What Payment Options are there at Checkout?
You can pay with any major credit card or finance your order with Affirm or Klarna.
You can also pay with PayPal, as well as PayPal’s ‘pay in installments’ financing option.
How do I choose financing at checkout (Affirm and Klarna)?
At the last step of checkout, you can select either Affirm or Klarna to finance your order.
You can click here to prequalify first with Affirm for our machines by visiting our shop page and clicking on your machine of choice : https://www.avironactive.com/shop/
You can also pre-qualify for Klarna at the payment method section of checkout
Interest rates/Terms
The interest rates are based on what you're eligible for in the application process; follow the prompts and Affirm or Klarna will let you know what you qualify for.
PayPal Payment Option or PayPal Financing:
At the payment section of checkout, you can select PayPal to complete your order.
PayPal also offers a "pay in installments" financing option. You can choose to pay over a 6, 12 or 24 month plan for orders between $199 and $10,000.
For orders up to $1500, PayPal offers a "Pay in 4 Installments" option.
You can pay early at any time. You can click here to learn more details: https://www.paypal.com/us/digital-wallet/ways-to-pay/buy-now-pay-later
Do the financing options perform a credit check?
Affirm and Klarna do a light or soft credit check to see if you qualify for the monthly financing, which does not affect your credit score. You are also able to pay in advance with no penalty fees!
For orders up to $1500 PayPal Pay in 4 performs a soft credit check. For orders between $199 - $10,000 PayPal Monthly Credit performs a credit check on your report
When is payment taken?
The first Affirm payment is taken 30 days after the date of purchase, unless a down payment is required.
Klarna takes the first payment at the point of purchase.
PayPal Monthly takes the first payment approximately 35 days from when your credit account was opened. PayPal Pay in 4 will take the first payment at the time of purchase.
Need to contact Affirm?
You can contact Affirm at: 855-423-3729
Need to contact Klarna?
You can contact Klarna at:1-844-552-7621
Need to contact PayPal?
You can contact PayPal at: 844-373-4961
Why am I receiving 15% interest before Affirm even checks my credit? (pre-qualifying)
Rates provided by Affirm before you go through the credit process is an estimate. Interest ranges from from 0 - 30% and we display 15% as the average.
NOTE: The 0% interest option is only offered on the 6 month loan term
Why can’t I pre-qualify for the financing options?
If you have frozen your credit for protection, you will have to contact the bureau to have the freeze removed before using a financing option at checkout.
Can I split the payment for my order/Can I use two methods of payment?
Split Payment with 2 Credit Cards OR 1 Credit Card + Financing at checkout:
Please email hello@avironactive.com with your name, what you would like to purchase, and the amount you would like put down via credit card.
We will then issue you a promotional code to use at checkout to remove this amount from your order.
You can then continue checkout with your first credit card or the financing option of your choice. After your order is placed, we will send you an online invoice to pay via credit card for the remaining balance.